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As an investor who is generally comfortable choosing your own funds, you may enjoy the freedom of independently building your own portfolio from scratch. But for investors who would like a bit more structure, GuideStone® offers portfolio models designed to help you direct your investment selections at the major asset class level.

Specifically designed as an asset allocation approach, our sample portfolio collection delivers structured alternatives to channel your fund choices into different major asset categories such as U.S. and non-U.S. equities, fixed income and cash. Once you select one of the following models, you can incorporate the funds available through your retirement plan in accordance with your model’s asset class framework.

For a comprehensive look across your time horizon and risk tolerance, review our retirement portfolio model comparison chart.


Review Comparison Chart


CONSERVATIVE MODERATELY CONSERVATIVE MODERATE MODERATELY AGGRESSIVE AGGRESSIVE MOST AGGRESSIVE

Conservative

Equity

  • 21% US Equity
  • 8% Non US Equity
  • 1% Real Estate

Fixed Income

  • 54% Short-term Fixed Income
  • 16% Other Fixed Income

Moderately Conservative

Equity

  • 26% US Equity
  • 12% Non US Equity
  • 2% Real Estate

Fixed Income

  • 33% Short-term Fixed Income
  • 27% Other Fixed Income

Moderate

Equity

  • 33% US Equity
  • 15% Non US Equity
  • 2% Real Estate

Fixed Income

  • 12% Short-term Fixed Income
  • 38% Other Fixed Income

Moderately Aggressive

Equity

  • 39% US Equity
  • 23% Non US Equity
  • 3% Real Estate

Fixed Income

  • 9% Short-term Fixed Income
  • 26% Other Fixed Income

Aggressive

Equity

  • 48% US Equity
  • 29% Non US Equity
  • 3% Real Estate

Fixed Income

  • 5% Short-term Fixed Income
  • 15% Other Fixed Income

Most Aggressive

Equity

  • 57% US Equity
  • 39% Non US Equity
  • 4% Real Estate

Fixed Income

  • 0% Short-term Fixed Income
  • 0% Other Fixed Income

In addition to initially selecting a portfolio model, it is important to reassess your portfolio periodically as your life stage and investment strategy shift over time. You are never locked into a portfolio model and always have the freedom to change your investment selections.

Review your options at GuideStone Funds® and login to MyGuideStone® to implement your investment selections.

Keep in mind that models serve as a guide and do not represent financial advice. This approach does not guarantee earnings or protection from loss in a market decline.

These retirement portfolio models purely represent asset allocations. Specific fund choices are up to you as the investor.