The MyDestination Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. The Funds are managed to a retirement date, reflected in the name of the Funds, by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 15 years thereafter. As a result, the Funds objectives and investment strategies will change over time. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. There is no guarantee that the Funds’ principal value will increase, including at the targeted date. It is possible to lose money by investing in the Funds.The MyDestination Funds are subject to the risks of the underlying Funds and the principal risk of the Funds will change depending on the asset mix of the Select Funds in which it invests. Each Fund’s value will go up and down in response to changes in the share prices of the Select Funds and other investments that it owns. There is no guarantee that a Fund’s investments will increase in value. Therefore, as with all mutual funds, it is possible to lose money by investing in a Fund.
When selecting a MyDestination Fund, consider your estimated retirement date and risk tolerance. In general, these funds assume a retirement age of 65. Investors typically should choose a fund whose stated date range is closest to the date the shareholder will turn age 65. While choosing a fund targeting an earlier or nearer date represents a more conservative choice; targeting a fund with a later or farther date represents a more aggressive choice. It is important to note that the retirement year of the fund you select should not necessarily represent the specific year you intend to start drawing retirement assets. It should be a guide only.