GuideStone offers three investment approaches that make it easy to select the right funds for your retirement plan. All the fund choices are comprised of Christian-screened mutual funds.
Simply pick the MyDestination Fund® closest to your retirement date and make consistent, appropriate contributions. The Fund will automatically become more conservative as you approach and move through retirement.
View MyDestination Funds® 1
Choose one of four portfolio mixes (aggressive, growth allocation, balanced or conservative). Similar to the GuideStone MyDestination Funds®, the Asset Allocation Funds1 are diversified "fund-of-funds." However, these funds do not automatically adjust over time; you must shift your fund allocations if you desire a more conservative portfolio as you approach retirement.
View Asset Allocation Funds1
This approach is designed to help you assemble your own portfolio using Select Funds and the GuideStone Financial Resources Capital Preservation Fund.
Each Select Fund represents a type of fixed-income or equity investments. A majority of the fund choices combine different investment management firms (sub-advisers) within a single fund.
The Capital Preservation Fund2 is for conservative investors who would like another low-risk investment option in addition to the fixed-income investments available through GuideStone Funds Select Funds. The Fund is only available to Southern Baptist participants in a 403(b) plan.
View Select Funds View Capital Preservation Fund2
View up-to-date fund performance for GuideStone funds.
As a part of the Build-Your-Own Approach, we also offer tools to help you create your own portfolio that consider your financial objectives, risk tolerance and time horizon.
- Investment Recommendation Tool
Our Investment Recommendation tool helps identify your investment goals and preferences through a series of simple questions and then provides a specific investment recommendation based on your current circumstances and future objectives.
- Retirement Portfolio Models
Our sample portfolio collection can inform your fund choices across major asset categories. Review each model to select a pre-mixed target allocation that fits you as an investor.
Once you select a model, you can incorporate the funds available through your retirement plan in accordance with your model’s asset class framework.
When you are comfortable with your decision, you can implement the asset allocation selection yourself through MyGuideStone® or ask for help from one of our customer solutions specialists by calling 1-888-98-GUIDE (1-888-984-8433), Monday through Friday, from 7 a.m. to 6 p.m. CST.
1The Asset Allocation Funds and the MyDestination Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. There is no guarantee that the Funds’ principal value will increase, including at the targeted date. It is possible to lose money by investing in the Funds.
The MyDestination Funds® (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds and other investments. The Funds are managed to a retirement date (“target date”) by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 15 years thereafter. The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. The expense ratio for the fund includes the expenses of the underlying funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds and other investments. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. The amount invested in the Funds are not guaranteed to increase, are not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. It is possible to lose money by investing in the Funds.
2The GuideStone Financial Resources Capital Preservation Fund may not be available to all investors. See the fund fact sheet for exchange limitations. Please call 1-888-98-GUIDE (1-888-984-8433), or visit with your employer to determine if you are eligible to invest in this Fund.
GuideStone Financial Resources, the church plans and benefit programs provided or made available through GuideStone Financial Resources, as well as the interests in these church plans and benefit programs, and the Capital Preservation Fund provided by GuideStone Financial Resources are not subject to registration, regulation or reporting under the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934 or state securities laws. Therefore, participants and beneficiaries will not be afforded the protection of those provisions to the extent that they are not applicable. The securities law protections related to investments in GuideStone Funds continue to apply.
You should carefully consider the investment objectives, risks, charges and expenses of GuideStone Funds before investing. For a copy of the prospectus with this and other information about the funds, please download a prospectus or call 1-888-98-GUIDE (1-888-984-8433). You should read the prospectus carefully before investing.