Contribution Limits
403(b) and 401(k) Retirement Plans
| Limit Type |
2018 |
2019 |
| Basic Limit (Section 415 Limit1,2) |
$55,000 |
$56,000 |
| General Limit on Salary Reduction Contributions (Section 402(g) Limit1,2,3) |
$18,500 |
$19,000 |
| Additional Salary Reduction Contributions1,3 (Age 50 or over) |
$6,000 |
$6,000 |
457(b) Plans
| Limit Type |
2018 |
2019 |
| 457(b) Plan Limit1,2 |
$18,500 |
$19,000 |
Traditional and Roth IRAs
| Limit Type |
2018 |
2019 |
| Traditional and Roth IRA Contribution Limits1 |
$5,500 |
$6,000 |
| Additional IRA Catch-up Contributions (Age 50 or over) |
$1,000 |
$1,000 |
1 The IRS may adjust future limits annually for inflation. Adjustments, if any, will be in $500 increments.
2 The maximum contribution is the lesser of 100% of compensation or this adjusted limit.
3 Includes employee salary reduction contributions and Roth elective deferral contributions.
For additional information, please contact us today at 1-888-98-GUIDE (1-888-984-8433).