Use these five keys to begin your journey toward a comfortable financial future.

Know the benefits of starting now.

The earlier you invest in a retirement plan, the more time you allow your money to work for you. Because of compounded growth, even modest contributions can build into large savings over time. Also, your tax-sheltered contributions immediately lower the taxable portion of your salary and the earnings on those contributions grow tax-deferred until you withdraw them. 

Based on a monthly investment of $250 and an 8% annual average rate of return. This is a hypothetical example that illustrates the future value of regular monthly investments for different time periods. It is presented for illustrative purposes only, and does not reflect actual performance or predict future results of any particular account or investment.  

 

Enroll in the plan.

If you are employed by an SBC church, enroll online or download an Enrollment Form. Otherwise, you simply need to fill out an Enrollment Form and return it to the person in charge of benefits at your organization.

To enroll over the phone, call 1-888-98-GUIDE (1-888-984-8433).

 

Determine how much you should contribute.

We can help you estimate this amount with our calculators. The Retirement Income Calculator will help you estimate your retirement savings using different scenarios. The Retirement Contribution Effects on Your Paycheck Calculator shows how your contributions will affect your paycheck.

Once you enroll in the plan you’ll also have access to GPS: Guided Planning Services*, an investment advice service that analyzes your needs and provides recommendations to help you reach your retirement income goals. 

Invest appropriately.

It’s important to make sure your portfolio is comprised of the funds that are most aligned with your retirement goals and risk tolerance. And we make it simple to invest with three convenient approaches. Visit our invesment options page to decide which approach is right for you. If you're not ready to make a fund choice today, simply leave that section blank. You'll be automatically invested in a pre-selected fund that's suitable for you based on your age. You'll be able to change your fund allocation at any time. 

 

Roll over other funds.

If you have accumulations from another employer’s plan or an IRA, roll them over to GuideStone to make managing your account easier. It will consolidate all your accounts with one trusted provider and it will simplify retirement planning for you in the long run. When you’re ready, visit our rollover page and let our team of experts fill out all the necessary paperwork for you. 

Resources

Ready to enroll?
Just fill out an Enrollment Formand return it to the person in charge of benefits at your organization. If you are employed by an SBC church, enroll online or download an Enrollment Form. To enroll over the phone, call 1-888-98-GUIDE (1-888-984-8433).