Have you ever wondered how much you should set aside for retirement? A younger person, just starting out, should be contributing at least 10% of income in order to prepare for retirement at age 65. If you've waited longer, however, you'll need to contribute more. This amount should be in addition to any amount your employer may provide. Use our Retirement Savings Calculator to help see the difference your contributions can make for your financial future.

Small steps can make a big difference
Making an appropriate personal contribution may be too hard to do all at once. The 1% Club makes it easy. You start by contributing at least 1% of your salary now. Then as a club member you will receive a Salary Reduction Agreement every year and a reminder to increase your contribution by 1% or more. Over the next five years you can gradually increase contributions to 5% or beyond if you choose.

Join the 1% Club online or by contacting us at 1-888-98-GUIDE (1-888-984-8433).

GuideStone also provides several financial calculators to help you plan your journey toward retirement:

• Retirement Savings Calculator — Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 
• Paycheck Calculator — Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.