Use a Personal Investment Account (PIA) to supplement your retirement account or meet many other investment needs — from a college savings or emergency account to a down payment on a major purchase. Contributions can be made by check, wire or by establishing an automatic investment plan through your bank.1
Advantages of a Personal Investment Account (PIA):
- No limitation on maximum contributions.
- Contributions can be made whenever you desire.
- Immediate access to all assets in your account.2
- No age restrictions or penalties imposed on withdrawals.
- Check-writing privileges for Money Market accounts.3
Eligible shareholders and their spouses can open individual or joint accounts. An account for a minor child can be opened by using the Uniform Gift to Minors Act (UGMA) or the Uniform Transfer to Minors Act (UTMA). These permit a monetary gift to be given to a minor and held in a custodial account that an adult manages for the minor’s benefit until the minor reaches a certain age.
In addition, net investment income and capital gains from the funds are distributed periodically to shareholders. These distributions can either be automatically reinvested or taken as income. These distributions are considered taxable events.
PIA account requirements:
- Initial investment per fund — $1,000
- Subsequent purchases per fund — $100
- Exchanges from another fund — $250
- Minimum account balance per fund — $1,000
Open a Personal Investment Account today.
If you have questions about our PIAs, call 1-888-98-GUIDE (1-888-984-8433) or email us for more information.
1Management fees and expenses do apply to an investment in GuideStone Funds, as described in the prospectus.
2Shares may be redeemed any day the New York Stock Exchange is open. Redemption orders will be processed at the close of the trading day.
3An investment in the Money Market Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. Although the Funds seek to maintain a value of $1.00 per share, it is possible to lose money.
GuideStone Funds shares are distributed by Foreside Funds Distributors LLC, a registered broker-dealer and underwriter of the funds, 400 Berwyn Park, 899 Cassatt Road, Berwyn, PA 19312.