Contribution Limits for 2015

403(b) plan limits

  • 403(b) General Limit on salary reduction contributions** 402(g) limit — $18,000
    Participants who have completed 15 or more full-time years of paid church-related service (or its equivalent) may be able to contribute an additional $3,000. A Maximum Contribution Limit must be calculated by GuideStone to qualify for the additional limit. You may be eligible for a simplified version of this calculation. See if you're eligible.
  • 403(b) Basic Limit, Section 415 limit * — $53,000
  • 403(b) age 50 catch-up contribution limit** (must be age 50 or over) — $6,000

401(k) plan limits

  • 401(k) General Limit on salary reduction contributions** — $18,000
  • 401(k) Basic Limit, Section 415 limit * — $53,000
  • 401(k) age 50 catch-up contribution limit** (must be age 50 or over) — $6,000

IRA limits

  • Traditional and Roth IRA limits — $5,500
  • IRA age 50 catch-up contribution limit (must be age 50 or over) — $1,000

457(b) plan limit

457(b) plan contribution limit* — $18,000


* The maximum contribution is the lesser of 100% of compensation or this adjusted limit.
** Includes employee salary reduction contributions and Roth elective deferral contributions.

Additional resources available on contribution limits:

  • Future contribution limits (to be announced)
  • Tax credit for low- and middle-income taxpayers

 

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